Informational Facts

Jan. 20, 2026

What Happens Right Before Closing Escrow? A Buyer’s Guide

Closing escrow is an exciting milestone, but the final days before closing are also some of the most important. Understanding what happens toward the end of escrow can help prevent delays, stress, or last-minute surprises.

Here’s exactly what buyers should expect in the days leading up to closing.


Signing Loan …

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Dec. 15, 2025

Fed Cuts Rates — Why Mortgage Rates Haven’t Dropped (Yet)

The Federal Reserve recently announced a 0.25% interest rate cut, and many buyers and homeowners immediately asked the same question:

“Why haven’t mortgage rates gone down?”

This is a common and understandable question. While the Fed rate cut is important, it does not directly control mortgage interest rates …

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